They say life begins at retirement. No deadlines, no routines, no pressures – just a long, long vacation. It’s when you have all the time in the world to pursue a new hobby, travel, or just laze around at your beach house. However, enjoying this post-retirement lifestyle would mean having sufficient funds in your bank account even after your regular income stops.
This is where our unique Life Insurance Retirement/Pension Plans can help you secure your retirement dreams by ensuring that you have enough funds when you finally decide to call it a day. So start planning for your retirement today by systematically investing in our Retirement Plans.

Myths About Retirement
"Mr. Varma runs his own business and he thinks he'll never have to retire. He thinks he is healthy, he's successful and he will always have more than enough financial support. He will never fall short of funds."
Sorry to burst his bubble but these are well known myths that ran through our minds before we actually start saving and spending wisely. These myths have set common traps which prevent saving now for a well earned retirement. I'm sure some of these other thoughts run through your mind as well:

I will never retire
There is always a reluctance to come to terms with the fact that life will at some point of time take its toll on your mind and body. Not thinking of retirement often puts a spoke in the wheel and drives thoughts of retirement planning away. Yet everyone eventually retires because of the sheer frustration of working, medical considerations or simply passing on the torch to our children. I'm too young to think about saving for my retirement Nobody is ever too young to start saving. In fact, the younger we are when we start saving the more we will save by the time we reach retirement. We have seen the miraculous power of compounding that multiplies money to provide substantially when we do feel the need to retire. I am too old to start saving This is completely untrue. It is never too late to start saving. The unnecessary waste of time will only offer less to enjoy when retirement approaches. When more is saved, more multiplies. I can rely on my children Unfortunately, our children might want to take care of us but may not be in a position, purely because they have their own family and expenses to take care of. Things will get costlier, inflation will be a consideration. These issues will create obstacles for children who may find it difficult to give their parents financial support.I don't earn enough money It doesn't matter how much money someone earns. It takes is a little saving and wise investing and your money, however little, will multiply. This accumulated amount will definitely help provide comfort and joy at the time of retirement. My company Provident Fund will be enough Why rely only on a provident fund. With an average 8% inflation every year a provident fund will hardly be able to keep its head above water. There is no harm in investing in life insurance to supplement a provident fund income. It will only provide more financial comfort at the time of retirement.

Well, you see, don't presume anything. You never know what will happen at the next turn. The wise thing to do is to be prepared. You will then know for sure whatever hits me at the next corner my savings will be there to assist me.
Risk of outliving your income

What if Mr. Sharma outlives his income? He never thought of that?
This is a very important point. Wise people are concerned about outliving their income when they retire because it is a possibility. Remember, if it can happen, he can prepare for it. That is why savings in life insurance is a one good way to battle the risk of outliving his savings. While he continues earning and saving now, contribute a little of that saving every month to a life insurance policy that multiplies and will serve him in the long run.
No matter what his situation is, it is always wise to live in the present and equip himself for the future.